Federal Reserve Board announces enforcement action against American Express Company to address, among other things, the firm’s failure to sufficiently detect and report certain suspicious activity related to money laundering
美联储对美国运通采取执法行动，指其反洗钱项目存在重大缺陷
October 08, 2026
2026年10月08日
Federal Reserve Board announces enforcement action against American Express Company to address, among other things, the firm’s failure to sufficiently detect and report certain suspicious activity related to money laundering
美联储理事会宣布对美国运通公司采取执法行动，以解决该公司未能充分发现和报告某些与洗钱相关的可疑活动等问题
For release at 4:30 p.m. EDT
美国东部夏令时间下午4:30发布
The Federal Reserve Board on Thursday announced an enforcement action against American Express Company to address, among other things, the firm's failure to sufficiently detect and report certain suspicious activity related to money laundering.
美联储理事会周四宣布对美国运通公司采取执法行动，以解决该公司未能充分发现和报告某些与洗钱相关的可疑活动等问题。
The Board also identified significant deficiencies in how American Express Company's enterprise-wide anti-money laundering program was implemented, in particular at the firm's subsidiary national bank. The Office of the Comptroller of the Currency, the primary federal regulator of the firm's national bank, has issued a separate enforcement action against the bank.
理事会还发现美国运通公司全企业反洗钱计划的实施存在重大缺陷，尤其是在该公司的国民银行子公司。货币监理署是该国民银行的联邦主要监管机构，已对该银行另行采取执法行动。
The Board's action will help ensure that the firm operates in compliance with all U.S. laws and regulations.
理事会的行动将有助于确保该公司在遵守所有美国法律和法规的情况下运营。
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媒体垂询，请发送电子邮件至 [email protected] 或致电 (202) 452-2955。
Last Update: October 08, 2026
最后更新： 2026年10月08日
背景与资料来源
The Federal Reserve Board announced an enforcement action against American Express Company over failures to detect and report certain suspicious activity tied to money laundering.
美联储理事会宣布对美国运通公司采取执法行动，事由包括其未能充分识别和报告某些与洗钱相关的可疑活动。
What the Board announced
On Thursday, the Federal Reserve Board announced an enforcement action against American Express Company. The action addresses, among other things, the firm's failure to sufficiently detect and report certain suspicious activity related to money laundering.
理事会宣布的内容
周四，美联储理事会宣布对美国运通公司采取执法行动。该行动针对的事项包括：该公司未能充分识别和报告某些与洗钱相关的可疑活动。
Deficiencies in the AML program
The Board also identified significant deficiencies in how American Express Company's enterprise-wide anti-money laundering program was implemented, in particular at the firm's subsidiary national bank.
反洗钱计划的缺陷
理事会还认定，美国运通公司全企业范围反洗钱计划的实施存在重大缺陷，尤其是在该公司旗下的国民银行子公司。
Separate action by the OCC
The Office of the Comptroller of the Currency, the primary federal regulator of the firm's national bank, has issued a separate enforcement action against the bank.
货币监理署的单独行动
货币监理署是该国民银行的联邦主要监管机构，已对该银行另行发布执法行动。
Stated purpose of the Board's action
According to the Board, its action will help ensure that the firm operates in compliance with all U.S. laws and regulations.
理事会行动所述目的
据理事会表示，其行动将有助于确保该公司在遵守所有美国法律和法规的前提下运营。
尚待确认的信息
- 理事会未在公告中说明执法行动的具体要求、期限或罚款金额。
- 公告未披露所涉可疑活动的具体类型、时间范围或涉及账户。
- 公告未说明美国运通公司或该国民银行是否对行动作出回应。
英文摘句与资料来源
英文摘句附中文翻译；上方导读为归纳与解读，全文见来源链接。
- 报道来源 · 已读取公开正文 · 2026-10-08[1] Federal Reserve Board announces enforcement action against American Express Company to address, among other things, the firm’s failure to sufficiently detect and report certain suspicious activity related to money laundering ↗
The Board also identified significant deficiencies in how American Express Company's enterprise-wide anti-money laundering program was implemented
理事会还认定，美国运通公司全企业范围反洗钱计划的实施存在重大缺陷
由 AI 根据列出的资料整理 · 更新于 2026-10-09
文章信息与目录
来源：Federal Reserve · Press Releases · federalreserve.gov